Stop searching for Internet Merchant Accounts or Credit Card Payment Gateways…. We guarantee the lowest prices for Credit card Processing Online. Apply Now and receive a Free Virtual Credit Card Terminal so that you could start to accept Credit Card Payments Online with limited effort and without breaking the bank.

Currently we are offering extremely low rates for credit card processing online and Free Virtual Credit Card Terminals. If you should find a lower price on the identical Credit Card Terminal that we sell, simply inform us and we guarantee to beat that price by up to 10% or less.

Our company endeavors to have the most competitive rates in the industry. Our rates start at .45% for Swiped Regulated Signature Debit Check Card transactions and 1.61% for Swiped Credit Card transactions. Our rates and fees depend on the type of business you have, whether you are swiping cards or keying cards, which card types you are accepting, and more.

It is important to understand that varying rates will be applied to your processing activity as a function of the type of card, the manner in which the card is processed, and your adherence to required processing rules. To minimize your costs, it is in your best interests to ensure that you and your employees follow the procedures described in your Welcome Booklet and in the training we provide at the time we activate your account.


Discount Rates

No matter which service you choose, Innovative Payment Processing lets you accept credit cards without making a big dent in your margins.

Swiped Transactions:

Keyed Transactions:

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Cost Plus Pricing is available, after we review your processing statements, we’ll offer the best pricing schedule for your account.